Check PMT Score Online by CNIC 2026 – Complete Eligibility Guide

Checking your PMT score is now simpler than ever. If you’re a Pakistani citizen looking for government financial assistance through BISP or Ehsaas programs, your PMT (Proxy Means Test) score is the key that unlocks eligibility. In this guide, we’ll walk you through everything you need to know about checking your PMT score online using your CNIC—without visiting any government office or waiting in long queues.

Whether you want cash transfers, education stipends, or ration subsidies, understanding your PMT score puts you in control of your family’s financial future. Let’s get started.

What Is PMT Score And Why Does It Matter?

The PMT Score, short for Proxy Means Test Score, is a numerical rating between 0 and 100 that reflects your household’s poverty level. Think of it as the government’s way of measuring financial need in your family.

The National Socio-Economic Registry (NSER) maintains this score, and it directly determines whether you qualify for major welfare programs. The lower your score, the more financially vulnerable your household is considered, which means higher chances of receiving government support.

Why is this important? Your PMT score acts as a gateway to life-changing benefits. It’s not just a random number—it’s calculated based on real data about your income, assets, family size, and living conditions. Getting it right means getting the help your family deserves.

How Is Your PMT Score Calculated?

Understanding how your PMT score is determined helps you see the bigger picture. The government doesn’t pull this number out of thin air. Your score depends on multiple household factors, each carrying different weight.

Income and Employment – The total monthly income of your household members matters greatly. This includes salaries, pensions, business income, daily wages, or remittances from abroad. More stable income generally means a higher PMT score (less eligible for help).

Property and Assets – Do you own a house, car, land, or livestock? Ownership of valuable assets increases your score. Renters typically have lower scores than homeowners, which works in their favor for program eligibility.

Household Size and Dependents – More family members, especially children and elderly, can lower your PMT score. The government considers larger families to have greater needs.

Living Standards – Your home’s condition matters. Are you living in a permanent house or temporary shelter? Do you have access to utilities like electricity, gas, and clean water? Better living standards increase your PMT score.

Education and Health – The education level of family members and any serious health issues affecting income potential influence your score. Families with health crises often get lower scores.

Utility Bills and SIM Cards – Higher electricity bills suggest better financial capacity, which increases your score. Similarly, multiple registered SIM cards under your CNIC can also affect the calculation.

All these factors combine into a single formula, and NSER processes this data to generate your final PMT score.

Key Features and Benefits of Checking Your PMT Score Online

The online PMT checking system brings convenience directly to your phone or computer. Here’s what makes it so helpful for Pakistani families:

24/7 Accessibility – Check your score anytime, anywhere. No office hours to worry about. Morning, noon, or midnight—the portal is always available.

Instant Results – No waiting for days or weeks. Get your PMT score and eligibility status in seconds after entering your CNIC.

No Fees Required – The entire process is completely free. Whether you use the web portal or SMS method, you pay nothing.

Privacy Protection – Check your information from the safety of your home. No need to reveal personal details to strangers or stand in crowded lines.

Multiple Access Methods – Whether you have internet or not, you can check your score. Web portal, SMS, utility stores, or BISP offices—pick whatever works for you.

Linked Benefits Information – The portal shows not just your score but also your eligibility for multiple government programs at once.

How to Check PMT Score Online by CNIC – Step by Step

Method 1: Using the Official Web Portal (Fastest Way)

This is the quickest and most direct method to check your PMT score from anywhere.

Step 1: Open Your Browser – On your mobile phone, tablet, or computer, open any web browser. Type the official address: 8171.bisp.gov.pk. Make sure you’re visiting the correct official website to avoid fake portals.

Step 2: Enter Your CNIC Number – You’ll see a text box asking for your CNIC. Type your full 13-digit CNIC number. Important: Do not include dashes or spaces. For example, if your CNIC is 12345-6789012-3, enter it as 1234567890123.

Step 3: Complete the Security Check – A CAPTCHA code will appear asking you to verify that you’re a real person, not a computer program. Look at the letters or numbers shown and type them carefully in the box.

Step 4: Click the Submit Button – Press the “Check PMT Score,” “Submit,” or “Find Out” button (the exact wording may vary slightly on the portal).

Step 5: View Your Results – Within seconds, your screen will display:

• Your PMT Score (the actual number between 0-100)
• Your eligibility status for different programs
• Your BISP balance (if you’re already receiving payments)
• Which welfare programs you qualify for

Save or screenshot this information for your records.

Method 2: Using SMS (No Internet Needed)

If you don’t have reliable internet access, this method works perfectly from any mobile phone.

Step 1: Open Your Phone’s Messages App – Go to your SMS application (usually called “Messages” or “SMS”).

Step 2: Type Your CNIC Number – Create a new message. Type your 13-digit CNIC number without any dashes or spaces.

Step 3: Send to 8171 – Send this message to the number 8171. The text will be delivered to the government’s automated system.

Step 4: Receive Your Score – In just a few seconds, you’ll get a reply via SMS showing your PMT score and eligibility details. Keep this message for future reference.

This method is especially useful in areas with weak internet connectivity or for people who aren’t comfortable using online portals.

Method 3: Visit a BISP Tehsil Office (In-Person Verification)

If you want personalized assistance or have questions, visiting an office might be best.

Step 1: Gather Required Documents – Before going, collect your original CNIC, a photocopy, and any documents related to family or income.

Step 2: Visit Your Nearest BISP Office – Find the BISP Tehsil Office in your city or district. Staff can direct you to the exact location.

Step 3: Submit Your CNIC to the Representative – Hand your documents to the BISP officer. They’ll check your PMT score in their system.

Step 4: Get Your Score Verified – The representative will inform you of your PMT score and explain what it means for your eligibility. You can also ask questions and get guidance on how to improve your score if needed.

PMT Score Thresholds and Eligibility for Major Programs

Not all programs have the same cutoff scores. Here’s what you need to know:

BISP Benazir Kafalat (Cash Transfers) – PMT Score of 32 or below makes you eligible for Rs. 13,500 cash assistance every three months.

Ehsaas Taleemi Wazaif (Education Stipends) – If your PMT score is 32 or below, your children can receive education stipends to support their schooling.

Ehsaas Rashan Riayat (Ration Discounts) – Families with PMT scores below 35 can buy groceries at discounted rates through utility stores.

Ehsaas Emergency Cash – During natural disasters or emergencies, scores below 30 receive priority for emergency relief.

Special Cases (Disabled, Widows, Orphans) – If your family has differently-abled members, the cutoff increases to 37. Widows and orphans also get special consideration.

Higher Scores – If your PMT score is 41 or above, you generally won’t qualify for most programs unless you fall into a special category.

What Factors Actually Reduce Your PMT Score?

A common question people ask: “Can I reduce my PMT score?” The honest answer is: not directly. You can’t manually lower it, but you can ensure your data is accurate. Here’s what genuinely affects it:

Accurate Income Reporting – Make sure your household income information with NADRA reflects reality. If income has decreased, updating this information during a new survey can lower your score.

Family Size Updates – If you have more dependents or family members living with you, the government should know. More family members typically mean a lower PMT score.

Removing Asset Information – If you’ve sold a car or property, get your NADRA records updated. Fewer assets mean a lower score.

Health Situation Documentation – Serious health issues that prevent earning ability can lower your score. Keep medical certificates if applicable.

Correcting Errors – If there are mistakes in your records—wrong address, incorrect family details, or outdated employment status—fixing these can sometimes help.

Requesting a New Dynamic Survey – The most effective way to genuinely improve your score is by visiting your BISP Tehsil Office and requesting a fresh survey. Field workers will conduct a new evaluation of your household based on current conditions.

Comparison: Online Checking vs. In-Person and Other Methods

Method	Time Required	Cost	Accuracy	Best For
Web Portal	2-3 minutes	Free	Instant	Anyone with internet
SMS (8171)	5-10 seconds	Free	Instant	No internet access
BISP Office	30-60 minutes	Free	100% verified	Need help/guidance
Utility Stores	Variable	Free	Verified	Checking while shopping
NADRA E-Sahulat	15-30 minutes	Free	Official	Record updates

The web portal and SMS methods are fastest for simple checks. Visit an office if you need clarification or want to request a new survey.

Pros and Cons of the Online PMT Checking System

Advantages:

✅ Completely Free – No hidden charges or application fees whatsoever.

✅ Accessible 24/7 – Check your score at any time from anywhere in Pakistan.

✅ Multiple Methods – Whether you have internet or not, you have options.

✅ Transparent Process – You see exactly what the government’s system shows without bureaucratic delays.

✅ Quick Results – Get answers in seconds instead of waiting days in office queues.

✅ Privacy Focused – No need to share personal details with strangers in crowded spaces.

✅ Linked Services – Check not just your score but also your BISP balance and program eligibility simultaneously.

Disadvantages:

❌ No Personalized Guidance – The online system just shows numbers; it doesn’t explain why your score is what it is.

❌ Can’t Directly Appeal – If your score seems wrong, you need to visit an office to request re-evaluation.

❌ Internet Dependency – Web portal requires working internet connection and electricity.

❌ Fake Websites Risk – Some unofficial sites might appear in search results and collect your CNIC illegally.

❌ Limited for Complex Cases – If your situation is complicated (disability, widowhood, special circumstances), you may need in-person verification.

❌ No Document Submission Online – If you need to provide proof of income or health certificates, you must visit an office.

Troubleshooting: What to Do When Things Go Wrong

Problem: “CNIC Not Found in Database”

This usually means your CNIC hasn’t been registered with NSER yet. Check that you’ve entered the correct 13-digit number without dashes. If it’s still not working, visit the nearest BISP Tehsil Office or NADRA E-Sahulat Center to ensure your data is in the system.

Problem: “PMT Score Seems Too High”

If your score appears higher than expected and you’ve recently had a change in circumstances (income loss, sold property, family additions), request a new Dynamic Survey at your BISP office. Changes take time to process through the system.

Problem: “Website Won’t Load or Times Out”

Try again after a few minutes. If the portal is slow, check your internet connection. During peak hours (morning/evening), the website may be congested. Try accessing it late at night or early morning for faster results.

Problem: “Getting Different Scores from Different Portals”

Always use the official portal 8171.bisp.gov.pk. Unofficial websites may have outdated information. Your score from the official portal is the one that matters for government decisions.

Problem: “SMS Not Received After Sending CNIC to 8171”

Ensure your message was sent successfully (check your “Sent” folder). Wait 5-10 minutes before trying again. Make sure your phone has an active SIM card and you’re on a Pakistani mobile network. If still no response, try the web portal or visit a BISP office.

Latest Updates for 2026: What’s New

Enhanced Security Features – The 8171 portal now includes stronger encryption and advanced CAPTCHA systems to prevent fraud and protect your personal information.

Mobile App Integration – The official BISP mobile app now syncs directly with the online portal, making checks even easier from smartphones.

Expanded NADRA Coordination – NADRA and BISP have improved data sharing, so records are updated faster when you make changes.

SMS Delivery Improvements – The government has upgraded its SMS system to ensure faster delivery of your PMT score results.

New Documentation Options – You can now upload some documents through the BISP online portal without visiting offices (specific documents only).

Widow and Disability Priority – Special programs now have dedicated portals for widows, disabled persons, and their families to check and update their scores.

Frequently Asked Questions (FAQs)

Q: Is it safe to enter my CNIC on the 8171 portal?

A: Yes, completely safe. The official portal (8171.bisp.gov.pk) uses government-level encryption. Always verify you’re on the official website. Never enter your CNIC on unofficial websites or links from random messages.

Q: How often does my PMT score update?

A: Your score is dynamic. It updates when you request a new Dynamic Survey at a BISP office, or when NADRA processes changes to your records. If your circumstances have significantly changed, visit your BISP Tehsil Office to request a re-evaluation.

Q: What if my PMT score is 40 but I’m disabled? Can I still qualify?

A: Yes, absolutely. Families with differently-abled members get a special cutoff of 37. Your disability status overrides the standard 32 threshold. Make sure you have a disability certificate from a doctor to present to BISP.

Q: Can I check my children’s Taleemi Wazaif eligibility on the portal?

A: Yes. Visit the portal and enter your (the mother’s) CNIC. The system will show your children who are registered for education stipends and their pending payments.

Q: Is there any fee to check my PMT score?

A: No, never. Checking via web, SMS, or office visits is completely free. If anyone asks for money to check your score, it’s a scam. Report it to your local BISP office.

Q: How can I update my information if it’s incorrect?

A: Visit your nearest BISP Tehsil Office with your original CNIC and supporting documents. Staff will help correct errors in family records, address, or income details. After updates are processed, request a new Dynamic Survey.

Q: What documents do I need to bring when visiting a BISP office?

A: Bring your original CNIC, a photocopy, family certificate (B-Form), income proof if available, and utility bills. For special cases (widows, disabled), bring relevant certificates or death certificates.

Final Thoughts and Action Steps

Your PMT score is your ticket to government financial assistance in 2026. Whether you’re seeking cash transfers, education stipends, or ration subsidies, understanding your score and knowing how to check it puts you ahead.

Here’s what you should do today:

1. Check your PMT score using one of the three methods mentioned above. Take a screenshot or note down your score.
2. Verify your eligibility by comparing your score against the thresholds for programs you’re interested in.
3. If your score is low enough, apply for the welfare program you need. Visit your BISP office with required documents.
4. If your score is higher than expected, request a Dynamic Survey to update your household information.
5. Keep your score information safe for future reference when new programs are announced.

Remember, this system exists to help deserving families like yours. The government wants accurate information so aid reaches the right people. Be honest in your data, keep your records updated, and use these online tools to stay informed.

Your family’s financial security starts with knowing your PMT score.